Creativity

And this is what we call creative imagination although we all have this potential just few discover and  use it.
Let's support this young talented people by sharing this post.
God bless.

Top 3 Books recommended by Bill Gates

3 books Bill Gates recommends to make you a better entrepreneur

Bill Gates estimates that he reads about 50 books a year, and the best of these are profiled on his blog, gatesnotes.com. Even if his Microsoft days are over, Gates is not losing interest in business anytime soon, and he reviewed many books that can help entrepreneurs and business leaders achieve success.
While most books on his website would provide value to the inquisitive mind, these nine books provide the most direct, actionable advice for starting, growing, and running a world-class business.

1. Mindset: The New Psychology of Success (Carol Dweck)

Mindset explores the concept of nature versus nurture as it applies to intelligence, and challenges the idea that the talents and qualities we are born with cannot be altered. Instead, she argues that intelligence can be grown like a muscle, and cautions that the belief of static intelligence can be debilitating.
This book helps to dispel the belief that you can’t achieve success unless you are born “special,” unless you have some magical inborn ability to be great. It is a great motivator, and helps put the rest of this list in context.
In Gates’s opinion, “the greatest virtue of the book is that you can’t help but ask yourself things like, ‘Which areas have I always looked at through a fixed-mindset lens?’” Once you know, you can change your way of thinking to become more productive.

2. Where Good Ideas Come From: The Natural History of Innovation (Steven Johnson)

Johnson’s book provides a much-needed perspective on innovation and entrepreneurship, acknowledging a more realistic view of how even the largest breakthroughs come to be. Gates praises the book’s focus on incremental development, and admits that Microsoft wasn’t the result of “a momentous flash of insight.” Innovation takes time, but all too often, the story demands entertainment, drama, larger-than-life characters. But contrary to popular representation, most big companies are not the result of a House-like moment, where one sentence triggers a brilliant revelation.
Where Good Ideas Come From is a great book for the entrepreneur, not only because it brings the story of innovation down to earth, but also because it examines the kind of conditions that foster development. With this book in hand, you can help shape the conditions that are conducive to success.

3. Business Adventures (John Brooks)

If Bill Gates recommends a business book, there’s a pretty good chance it’s worth checking out. If Bill Gates and Warren Buffett lavish praise on a book, the real question is why you don’t already have your credit card out.
Business Adventures consists of a series of case studies, examining troubles and triumphs at companies such as General Electric, Ford, and Xerox. It provides a great view on the human factor of successful companies: Do you have the right people? Do they have the right roles?
“Business Adventures is as much about the strengths and weaknesses of leaders in challenging circumstances as it is about the particulars of one business or another. In that sense, it is still relevant not despite its age but because of it. John Brooks’s work is really about human nature, which is why it has stood the test of time.”
Culled from inc.com

Finding Your Inner Einstein Genius Imagination

Do you know that everyone born to this world was born a genuis?The next time you see a picture of Albert Einstein beat your chest and say thats me.whenever you his picture just believe you are the one that great one.

Actually every human has the characteristics and traits of genuis inbuilt in him.Hence you dont  have  to be a "Mr know it all" by knowing so many subject so as to attain a creative level of thinking.
actually  all you need to have is the habit of imagination.
    This may seem some how difficult but you know practice makes perfect.through constantly practicing your imaginative habits  you will open youself to a new world of possibilities.
    This reccomendation  may be hard for adult s to implement ,due to the fact that adults have accustomed their  imagination for  only one thing WORRING.They dwell on the negative things that may happen or happened to them.Hence they don't understand that worring and anxiety is a waste of their imaginative capabilities.
    Hence their is need for your to  get out of your worries,you imaginative mind was designed for better things than that.(for you to make make the world you are a better place to be).Even if you say you have a low IQ you are still a genuis.
     However you have to start accessing you imaginative  capabilities to solve all  the challenges that may come your way.Immediately you start doing so people around you will notice it and they will start calling you a genuis- as if it was your surname,hence making you and Alpha personality-Some one on top of his game.
 The essence of being a genuis made  Napoleon to say that "imagination rules the world".Do you remember has a child you instinctively use your imagination by wishing some things should happen,then comes the night when asleep you see it coming into reality hence making your dream enjoyable by taking you  to another world where every thing is possible.
So why cant you get back that childish imagination of yours and be a dreamer because when you have a dream it must scertaining come real.

    Einstein used to say "imagination is better than knowledge" hence to get knowledge we must master  the skill of proactively using our imagination hence it is the design stage for creating a better future for our selves.Although it takes confidence and courage but the greatest is to be actively dreaming because i know one day day you will eventualy reach you Goals.

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4 Ways to make your Business ideas Acheiveable

As an By Brenton Hayden
entrepreneurs, our minds are constantly filling with new ideas. Unfortunately for many of us, our concepts rarely make it to the execution stage. Instead, we subconsciously create excuses that stifle our progress and prevent us from fulfilling our plans. Have you ever said “I can’t share my idea, because someone might steal it or think that it’s terrible.” “They might tell me something I don’t want to hear.” “It might be a failure!” “I might feel stupid.” The list goes on and on.
If this sounds familiar, I’m here to tell you that you’re not alone. Fears and negative internal dialogue are real, and they happen to the best of us. What counts is rising above these mental roadblocks and finding a way to turn those ideas into reality.
The fact is that great ideas demand action. All of the best ventures begin as mere ideas, but they don’t stay in the concept stage. Instead, they’re the result of calculated risk, of taking that leap — even when it would have been easier to go with the flow. Success doesn’t come about through good ideas alone. It’s the result of action — of having the courage to bring an idea to the surface and refine it into gold.
If you’re full of good ideas and ready to take them to the next level, here are some tips that will help you to put those plans into motion.

1. Don’t fear failure.

“A few people are afraid of good ideas,” writes best-selling author and marketer Seth Godin. “But many people are petrified of bad ideas. Ideas that make us look stupid or waste time or money or create some sort of backlash.”
The only problem with that, though, Godin says, “is that you can’t have good ideas unless you’re willing to generate a lot of bad ones.”
Most entrepreneurs find success only after a series of bad ideas — ones that just didn’t pan out. In order to have good ideas, you have to be willing to take a chance, and let go of the misconception that everything you do has to be an instant success. Free yourself up from the unrealistic expectations, and don’t let the fear of failure control your future.

2. Refine your idea

So what if people think your idea is terrible? That’s a common fear that plagues us all. But that’s a risk you’ll have to take. The fact is, they might think it’s terrible, and that’s ok. Chances are, it is terrible, at least in its initial, rough draft stages. The first thing that pops into your head is generally not the idea you’ll end up pursuing in the end.
In order to find success, you have to be flexible, and you have to be willing to pivot from your original concept. Don’t cling so tightly to your first draft that you lose focus on the bigger picture — creating a viable plan, one that actually works. Talking to someone will help you get your idea out there, allowing it to be scrutinized and picked apart. Putting your idea out there allows you to refine it into something that’s worth pursuing.

3. Develop a plan

The difference between ideas that stagnate and ones that get executed comes down to one thing — taking action. According to Scott Belsky, author of Making Ideas Happen: Overcoming the Obstacles Between Vision and Reality, having an action plan is key to turning ideas into reality. In his book, Belsky outlines the system that he uses to get an idea rolling.
First, start by classifying your ideas as a project. This will allow you to push them into action. Next, once you’ve established your project, you can get to work breaking your plan up into their components — what Belsky calls action steps, backburner items and references.

4. Don’t give up.

While being flexible is important for success, it’s also important that you don’t give up when the going gets tough. This doesn’t mean to plow full steam ahead with an idea that has no merit, but it does mean following through and ensuring that you don’t give up for the wrong reasons. The best ventures often come about only after relentless determination in spite of difficulty. Pushing through moments of doubt and roadblocks and coming out the other side is one of the greatest accomplishments you can have. Set your goals, and then reach them. You’ll be glad that you did.

Finally, and most importantly — act fast. The clock is ticking. Don’t leave those ideas to stagnate at the back of your mind. There are few things worse than a dream that never gets to see the light of day. The longer you wait, the less likely you’ll be to make it happen. Don’t worry about mistakes or think that everything has to be perfect before you act. You’ll be waiting forever otherwise.
 source: entrepreneur.comentrepreneur.com

The book of Success

"Success has so many friends do failure have friend?"
The road to successs is a very narrow road and crooked way and very few  dodged and determined people can pass on that road.

 Moreover is not everybody that's willing and determined enough to pass through it."How determined are you willing to succeed and how willing are you determined to succeed.
Without mincing word am  introducing you to the Book of Success.This book will change the way you think,it will give you an edge over others and it will change your life forever.
Send your emails to wiseman1forlife@gmail.com if you are intrested in the book and  i will send it straight to your box.

posted from Bloggeroid

Dont Let Anyone Let You Down

Some people can just be so callous whenever they see you succeeding ,don't mind them, just push on and continue doing your thing.
Don't bother about whatever they have to say because its mainly borne out of jealousy,hatred and a bad personality.

So if you have a dream you can make it come to reality "let them run their mouth "  i know one you will be flying in the skies gazing down just to see them picking crumbs from the ground.

So my fellow, brothers,sisters and my elders,if you have  a dream of something GO FOR IT.Don't let anyone kill your dream by intimidating you because intimidation is the limitation of their knowledge.


Today i implore you to stand up ,move on,gather more momentum and soar high.You must win the GOLD

Central Bank of Nigeria direct bankers to disclose their assets

CBN directs all Bankers to declare their assets

The Central Bank of Nigeria, CBN, has directed all bankers in the 19 deposit banks in the country to declare their assets immediately. In a letter sent to all the banks through the Banking Supervision Department of the CBN, the apex bank mandated all bankers to declare their assets through a court affidavit. Insiders say the move is not unconnected with the anti-corruption campaign of this present administration. Only 3 of the 19 deposit banks have so far had their staff comply with this directive Anyways we pray it works..........Central Bank Of NIGERIA

WORK AT HOME JOBS THAT PAYS IN DOLLARS

Hello my people,whats good?Today i want to share with you  some hot new home paid jobs.These jobs pay you to do what you love to do in the comfort of your home.
Hence,here are the jobs:

Inbox dollars:This has always been my top choice pick of all time,simply because this site pays you to do anything such as reading email, playing games online,filling surveys,and to even surf the Internet.So why waste your data when you can actually get paid for using it.More importantly,they pay you $5 just for signing up.once you reach $30 they pay you directly in to your local bank account.isn't that great  have been using it from past 3years now and i think its worth you try it



MOOCASH:This one of my best pick due to the fact that moocash is an app which is available on android phones.Hence it pays you to unlock your phone.you  will be earning 5points  every time you interact with an ad,if you got 1000 points thats $1 which you can cash out via pay pal when you reach 2000points which is $2.


LEARN LIGHT ESL TUTORING:This site a work at home second English tutoring positions.but they have requirements like a 2 year of experience and a detailed application process.once  you fulfill the requirement you got a flexible schedule and it time to start earning,most tutors get paid $10-$12 per hour.

IWRITER:This  is a freelance writing site that any one can join without taking any writing test.You can pick up topics anytime to work on.Pay is based on your writing level, highest level writers earn $0.02 a word.Payment made through paypal once you earn $20.


These are all legitmate qways to work from the confort of your home and earn your cool cash.
More still to come.......

Good luck in your quest.

Rules For MAKING Any Investment

“I will tell you how to become rich. Close the doors. Be fearful when others are greedy. Be greedy when others are fearful.” – Warren Buffett

6 Rules for Making Any Investment              By Simon Black This morning as I glanced at the headlines, I had to sit back and wonder — when did the world get so crazy? Interest rates across the West are at zero or negative. Bankrupt governments are selling 100-year bonds with tiny interest rates, while others have convinced investors to pay for the privilege of loaning them money. What really gets me is that people aren’t laughing. Serious investors are buying up the $10+ trillion worth of negative-yielding debt issued by bankrupt governments as fast as they can. After all, everyone else is doing it. But everyone makes mistakes in investing. For example, back in 1999 when I was 20 years old and in the military, I borrowed $22,000 through an army bank loan and did what everyone else was doing at the time — buying Internet stocks at the height of the dot-com bubble. Of course, I didn’t have any real investment education or experience. But hey, I was 20 years old and thought I knew everything. So I took the money and went into debt. That turned out to be a HUGE mistake. Rather than take time to invest in my own education and learn from the most successful investors I could find, I dumped the entire loan amount in the stock market. At first, the portfolio did well, and it only encouraged my arrogance. Every dollar I made reinforced the absurd self-belief that I was a masterful investor. Unfortunately, the dot-com bubble was about to peak. Warren Buffett had famously warned investors that the market was in a massive bubble. And I remember thinking, “Who is that stupid old man, and what the heck is a bubble?” Then the bubble burst. And not only did my profits evaporate, but even the principal amount started to shrink. Desperate to recoup my investment losses, I started making even dumber decisions, like buying collapsing dot-com stocks on margin. In other words, I borrowed more money and combined it with the money I had already borrowed to buy the shares of terrible companies with no assets. Genius. Unsurprisingly, within about a year of taking the original loan, I had lost it all. Every single penny. And I vowed to never make that same mistake again. That’s why ever since I left the military more than a decade ago, I’ve dedicated a huge portion of my time, money, and effort toward learning from the sharpest people I could find. I traveled to nearly 120 countries to build relationships with brilliant mentors in order to learn what I never could in school. For example, I never went to business school. But based on what I learned from my business mentors, I’ve been able to build five successful companies that now employ over 125 people on four continents. From my investment mentors, I learned how to not be such an idiot… how to ignore the crowd and focus on the core fundamentals of a business. One of my mentors explained to me that if you’re going to invest in the stock market, you should buy a single share as if you’re buying the entire business. He then laid out six rules to follow when making any investment: 1. Always consider the risks before even thinking about how much you can make Sometimes it’s worth taking huge risks where there’s a good chance you’ll lose everything. Startups are a great example; there was a 95% chance that Google was going to fail when it first launched. But the return has been more than 100,000x the initial investment. Clearly, that kind of return is worth the risk. Conversely, if you buy and hold 5-year Japanese government bonds right now, you’re counting on the second-most-bankrupt government on the planet to pay you back. Bear in mind that Japan’s government is so broke they spend 40% of tax revenue just to service the debt. And in exchange for taking on such substantial risk for five years, your reward is a whopping NEGATIVE 0.25% per year. In comparison, it hardly seems worth it. Know the risk, and make sure the reward is worth it. 2. Don’t invest unless you know WHY Before making any investment, have an objective. After all, there are a lot of different reasons to invest. Sometimes you might be seeking income, i.e. buying rental real estate for the cash flow. Capital appreciation is another common goal; people are typically looking to turn a $100,000 investment portfolio into $500,000. But there are other reasons as well: Asset protection. Hedging against financial/systemic risks. Reducing taxes. Estate planning. You can even invest to gain citizenship. To accomplish any goal requires careful planning and disciplined execution, whether you’re trying to lose weight or save for retirement. But you can’t ever create a plan unless you start with a clear objective. 3. Invest in people of integrity who have a track record of success Most investments are ‘managed.’ Apple is managed by CEO Tim Cook and the Board of Directors. Investments in government bonds are essentially ‘managed’ by the Treasury Department and all the politicians and bureaucrats. Any investment with dishonest or incompetent management will ultimately become worthless. It’s simply a question of time. A great asset managed by competent people of integrity will be a winner. 4. Buy assets that generate vast amounts of cash flow No exceptions. A profitable business (or any asset that produces safe, strong cash flow) makes sense in any environment: inflation, deflation, stagnation, etc. 5. Avoid excessive debt Borrowing can be a good thing, especially when interest rates are low like they are today. But too much debt leaves a company (or government) vulnerable and unable to pay its stakeholders. 6. Know the value of what you’re buying, and never overpay for it The bonds of bankrupt governments are selling at record levels right now. Tech companies like Uber that lose hundreds of millions of dollars have valuations in excess of $60 billion. None of this makes any sense. There’s something to be said for investing in growth, especially when you can get in at a very early stage (like being an early investor in Google). But paying out the nose to buy losing companies or bankrupt government bonds makes no sense. Know exactly what a company is worth. With stocks, for example, you can look at a company’s “net tangible assets” — all of its physical, disposable assets minus its liabilities. For example, if a company has $1 million in cash, $1 million in inventory, and $500k in debt, then its net tangible assets equal $1.5 million. Buying well-managed, profitable companies that sell near (or even below) the values of their net tangible assets provides a substantial margin of safety. This is a core principle of value investing. The whole concept is to essentially buy a dollar for 80 cents. The idea is incredibly simple, and its proven long-term track record outperforms all the other popular hotshot strategies. Learning about value investing means learning about the inner workings of business, money, and cash flow. It’s a fantastic foundation to your financial education, which is truly one of the best investments you can make.

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Rule For MAKING Any Investment

“I will tell you how to become rich. Close the doors. Be fearful when others are greedy. Be greedy when others are fearful.” – Warren Buffett

6 Rules for Making Any Investment              By Simon Black This morning as I glanced at the headlines, I had to sit back and wonder — when did the world get so crazy? Interest rates across the West are at zero or negative. Bankrupt governments are selling 100-year bonds with tiny interest rates, while others have convinced investors to pay for the privilege of loaning them money. What really gets me is that people aren’t laughing. Serious investors are buying up the $10+ trillion worth of negative-yielding debt issued by bankrupt governments as fast as they can. After all, everyone else is doing it. But everyone makes mistakes in investing. For example, back in 1999 when I was 20 years old and in the military, I borrowed $22,000 through an army bank loan and did what everyone else was doing at the time — buying Internet stocks at the height of the dot-com bubble. Of course, I didn’t have any real investment education or experience. But hey, I was 20 years old and thought I knew everything. So I took the money and went into debt. That turned out to be a HUGE mistake. Rather than take time to invest in my own education and learn from the most successful investors I could find, I dumped the entire loan amount in the stock market. At first, the portfolio did well, and it only encouraged my arrogance. Every dollar I made reinforced the absurd self-belief that I was a masterful investor. Unfortunately, the dot-com bubble was about to peak. Warren Buffett had famously warned investors that the market was in a massive bubble. And I remember thinking, “Who is that stupid old man, and what the heck is a bubble?” Then the bubble burst. And not only did my profits evaporate, but even the principal amount started to shrink. Desperate to recoup my investment losses, I started making even dumber decisions, like buying collapsing dot-com stocks on margin. In other words, I borrowed more money and combined it with the money I had already borrowed to buy the shares of terrible companies with no assets. Genius. Unsurprisingly, within about a year of taking the original loan, I had lost it all. Every single penny. And I vowed to never make that same mistake again. That’s why ever since I left the military more than a decade ago, I’ve dedicated a huge portion of my time, money, and effort toward learning from the sharpest people I could find. I traveled to nearly 120 countries to build relationships with brilliant mentors in order to learn what I never could in school. For example, I never went to business school. But based on what I learned from my business mentors, I’ve been able to build five successful companies that now employ over 125 people on four continents. From my investment mentors, I learned how to not be such an idiot… how to ignore the crowd and focus on the core fundamentals of a business. One of my mentors explained to me that if you’re going to invest in the stock market, you should buy a single share as if you’re buying the entire business. He then laid out six rules to follow when making any investment: 1. Always consider the risks before even thinking about how much you can make Sometimes it’s worth taking huge risks where there’s a good chance you’ll lose everything. Startups are a great example; there was a 95% chance that Google was going to fail when it first launched. But the return has been more than 100,000x the initial investment. Clearly, that kind of return is worth the risk. Conversely, if you buy and hold 5-year Japanese government bonds right now, you’re counting on the second-most-bankrupt government on the planet to pay you back. Bear in mind that Japan’s government is so broke they spend 40% of tax revenue just to service the debt. And in exchange for taking on such substantial risk for five years, your reward is a whopping NEGATIVE 0.25% per year. In comparison, it hardly seems worth it. Know the risk, and make sure the reward is worth it. 2. Don’t invest unless you know WHY Before making any investment, have an objective. After all, there are a lot of different reasons to invest. Sometimes you might be seeking income, i.e. buying rental real estate for the cash flow. Capital appreciation is another common goal; people are typically looking to turn a $100,000 investment portfolio into $500,000. But there are other reasons as well: Asset protection. Hedging against financial/systemic risks. Reducing taxes. Estate planning. You can even invest to gain citizenship. To accomplish any goal requires careful planning and disciplined execution, whether you’re trying to lose weight or save for retirement. But you can’t ever create a plan unless you start with a clear objective. 3. Invest in people of integrity who have a track record of success Most investments are ‘managed.’ Apple is managed by CEO Tim Cook and the Board of Directors. Investments in government bonds are essentially ‘managed’ by the Treasury Department and all the politicians and bureaucrats. Any investment with dishonest or incompetent management will ultimately become worthless. It’s simply a question of time. A great asset managed by competent people of integrity will be a winner. 4. Buy assets that generate vast amounts of cash flow No exceptions. A profitable business (or any asset that produces safe, strong cash flow) makes sense in any environment: inflation, deflation, stagnation, etc. 5. Avoid excessive debt Borrowing can be a good thing, especially when interest rates are low like they are today. But too much debt leaves a company (or government) vulnerable and unable to pay its stakeholders. 6. Know the value of what you’re buying, and never overpay for it The bonds of bankrupt governments are selling at record levels right now. Tech companies like Uber that lose hundreds of millions of dollars have valuations in excess of $60 billion. None of this makes any sense. There’s something to be said for investing in growth, especially when you can get in at a very early stage (like being an early investor in Google). But paying out the nose to buy losing companies or bankrupt government bonds makes no sense. Know exactly what a company is worth. With stocks, for example, you can look at a company’s “net tangible assets” — all of its physical, disposable assets minus its liabilities. For example, if a company has $1 million in cash, $1 million in inventory, and $500k in debt, then its net tangible assets equal $1.5 million. Buying well-managed, profitable companies that sell near (or even below) the values of their net tangible assets provides a substantial margin of safety. This is a core principle of value investing. The whole concept is to essentially buy a dollar for 80 cents. The idea is incredibly simple, and its proven long-term track record outperforms all the other popular hotshot strategies. Learning about value investing means learning about the inner workings of business, money, and cash flow. It’s a fantastic foundation to your financial education, which is truly one of the best investments you can make.

IFC Markets

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